Liberty General Insurance Ltd. (Liberty) today, launched its new health insurance product
Liberty General Insurance introduces ‘HealthPrime Connect’- A Comprehensive Health Insurance Plan Without Any Compromises
- Higher Sum Insured- ranging from Rs 10 lakh up to Rs 1 crore
- Obesity Treatment
- Infertility, Maternity and Child Care with Umbilical Cord Stem Cell Banking
- Emergency Worldwide coverage
- AYUSH Treatment
- Critical Illness & Personal Accident Cover
- Faster, Easier and Hassle-free in-house claim settlement
Mumbai, September 22, 2020: Liberty General Insurance Ltd. (Liberty) today, launched its new health insurance product ‘HealthPrime Connect’, a comprehensive product for all health emergencies. It offers life-long renewal benefit to its customers and offers a sum insured option of up to Rs. 1 crore coverage with no sub-limits, no co-pays and no room rent capping. The policy has been introduced in three variants, viz., HealthPrime Connect Essential, HealthPrime Connect Optimum, and HealthPrime Connect Optimum Plus.
‘HealthPrime Connect’ policy has all the important features of an ideal health insurance plan such as Restore Benefit Cover which automatically restores the basic sum insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period; Bariatric Surgery for treatment of obesity and weight control; Emergency Worldwide Coverage which enables the customers to travel freely anywhere in the world without the fear of medical emergencies.
The policy offers several other benefits to the policyholders such as day-care treatments, organ donor expenses, laser eye surgery, AYUSH treatment, infertility treatment cover, personal accident & critical illness cover, maternity cover, vaccination expense coverage of the new born, cover against pre-hospitalization and post-hospitalization expenses, among others. Each of the product variant comes with numerous features and benefits to help customers get quality health care.
Speaking on the development, Mr. Roopam Asthana, CEO & Whole Time Director, Liberty General Insurance said, “With the latest product offering ‘HealthPrime Connect’ from Liberty, our customers do not have to ever compromise on their wellbeing in the event of any medical emergencies, especially at a time when medical expenses are ballooning. With three feature-packed variants to choose from, Liberty reinforces its focus on the health insurance segment to provide customers a comprehensive offering that distinguishes itself from the existing gamut of health insurance products in the market. Backed by our best in class in-house claims management team, this product will empower our customers with the best protection cover in this difficult time.”
The term ‘comprehensive medical insurance’ is perfect for HealthPrime Connect because of the sheer range of unique features and benefits it offers. Here is a look at some of the important features:
| 1. High Sum Insured: Ranging from Rs 10 lakh to Rs 1 crore |
| 2. Pre- and post-hospitalisation expenses from 3 months to 6 months |
| 3. Hospital Daily Cash up to Rs 4000 per day up to 10 days |
| 4. Emergency local ambulance charges up to Rs. 8000 |
| 5. Second opinion for diagnosis and treatment |
| 6. Organ donor expenses |
| 7. Unique Maternity and childcare package |
| 8. AYUSH treatment |
| 9. Laser eye surgery |
| 10. Obesity treatment |
| 11. Infertility treatment |
| 12. Health 360: Earn -and-Burn program that rewards a healthier lifestyle |
| 13. Restoration benefits |
| 14. Stay Fit bonus: Earn a reward of Rs 10, which can be used for any non-medical expense |
| Optional benefits: |
| 1. Cumulative Bonus Enhancer: Increase your basic Sum Insured by 25% after every claim-free year up to 150% |
| 2. OPD cover: Choose from special Sum Insured limits of Rs 10000, Rs 15000, Rs 20000 and Rs 30000 for OPD expenses |
| 3. Critical illness cover & Personal Accident cover includes Adventure sports |
| 4. Emergency Worldwide coverage: Up to 50% of Basic Sum Insured |
About Liberty General Insurance
Liberty General Insurance Ltd. (LGI) is a joint venture between Liberty Citystate holdings PTE Ltd—a group company of Liberty Mutual Insurance Group, a diversified global insurer with over 900 offices across the world, headquartered in the U.S. —Enam Securities, and Diamond Dealtrade. LGI commenced operations in 2013 with the aim of providing comprehensive retail, commercial and industrial insurance solutions. The company has an employee strength of 1100+ with presence across 100+ locations in 29 states and UT. Its partner network consists of about 5100+ hospitals and more than 4300 auto service centres. The company offers health and personal accident insurance, car and two-wheeler insurance, employee compensation insurance, commercial insurance, fire and engineering insurance, marine insurance and other miscellaneous insurance products in India.
